Shop for a Plan

WINhealth isn’t just committed to providing powerful, flexible and dynamic insurance plans that promote healthy lifestyles– we’re committed to making the process of selecting the healthcare plan that’s right for you as simple as possible.

The Shop-For-A-Plan section of our website contains a variety of helpful information that can guide you through the process of choosing your plan. If you encounter any questions about what is included in a specific plan, please don’t hesitate to contact us.

  • If you are interested in learning more about WINhealth’s Individual & Family Plans, please click here.
  • If you are interested in learning more about WINhealth’s Group Plans for local businesses and organizations, please click here.

Note: Brokers looking for more information about either Individual & Family Plans or Group Plans can also reference the pages listed above. Additionally, we offer further assistance to our brokers – click here for more information.

 

What You Need to Know about Insurance Plans

Insurance plans are grouped in five categories: Bronze, Silver, Gold, Platinum, and Catastrophic.  When you compare plans, you're evaluating how you and the plan can expect to share the costs of care.

When looking at health insurance options, you should know that all plans offer the same set of essential health benefits and that the categories do not reflect the quality or amount of care the plans provide.

 

Balancing Monthly Premiums with Out-Of-Pocket Costs

Before you buy medical insurance, think about the healthcare needs for yourself or your household.  An affordable healthcare plan is one that balances monthly premiums with out-of-pocket costs. Premiums are usually higher for plans that pay more of your out-of-pocket medical costs.

If you expect to need a lot of doctor visits or regular prescriptions, you may want a Gold or Platinum plan.  But, if you don't expect many medical care needs, you may prefer a Bronze or Silver plan.

Catastrophic plans have very high deductibles and mainly provide protection from situations like serious accidents or extended illnesses to people under age 30 or those who have hardship exemptions.

 

Where to Shop

You can compare plans and enroll by visiting WINhealth’s Marketplace. Shopping through WINhealth’s Marketplace is quick, easy, and secure. You can get all of the same subsidies you qualify for at the federal website, but you avoid the hassles of healthcare.gov. Feel free to visit WINhealth’s Marketplace today to compare plans and pricing.